A renter’s insurance policy ensures protection over you and your possessions. A typical renter’s insurance policy includes liability coverage, protection for your belongings and coverage for additional living expenses, should your rental home become temporarily uninhabitable. Although some situations are uncontrollable, such as a break-in or visitor's injury, your renter’s insurance can minimize the impact of such events. Most landlord and property owners will require you to obtain renter’s insurance and provide proof of possession prior to moving into the property, so that they ensure their unit is protected from damages and liability. 

Coverages range from $15-30/month depending on the property, personal belongings, and the extent of coverage. 

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